Mortgage Broker Referral Program

Receive exclusive, high-intent mortgage leads

The Tool Shed's mortgage calculator is used by thousands of Australians each month to model their repayments before speaking to a broker. These are not tyre-kickers — they've already done the numbers. We connect them exclusively with you.

$634,000

Avg loan size

1–3 months

Avg timeline

Exclusive

Distribution

How it works

01

Apply and get verified

Submit your ACL details below. We verify your licence and review your experience — only qualified brokers are approved.

02

Set your lead preferences

Tell us your preferred states, loan types, and monthly volume. We route leads to you based on your criteria.

03

Receive exclusive leads

Each lead goes to one broker only. You receive full client details — property value, loan amount, LVR, timeline, and client notes.

04

Pay only on settlement

No upfront cost. Our referral fee is only invoiced once the loan settles — and it's one of the most competitive rates you'll find.

What a lead looks like

Demo

This is a realistic example of what you'd receive. The actual client's name and contact details are revealed once you're matched — until then you see everything else.

Example Lead — for illustration onlyTTS-240301-0042
S.M.

Name withheld until matched

NSW · Owner-occupied

First home buyer

Property value

$850,000

Loan sought

$680,000

LVR

80%

Timeline1–3 months
Current rate6.29%
Loan term30 years
RepaymentPrincipal & Interest
Offset accountYes
Distribution1 broker only — exclusive

Client notes

"Partner and I are both in stable employment (5+ years). Have $170k deposit saved plus $20k for costs. Pre-approval done through our bank but open to better options. Very interested in offset account."

Potential commission on this lead

Typical upfront (0.65%)$4,420

Our referral fee is among the lowest in the market — you keep the lion's share. Exact rate disclosed on approval.

Based on industry-average upfront commission. Your actual rates may vary.

Why brokers choose us

Exclusively yours

Every lead goes to one broker. We never auction leads or send to multiple brokers at once.

Already calculator-qualified

These clients have modelled their repayments. They know their numbers. They're ready to talk.

Zero upfront risk

No setup fee, no monthly subscription, no lock-in. Our referral fee — among the lowest in the market — only applies on settled loans.

Full transparency

See every lead we send you, track status, and get a monthly summary of settled referrals.

Apply to become a referral partner

Takes 3 minutes. We'll be in touch within 2 business days.

Your details

Licensing & experience

States you operate in

We'll only send you leads from these states.

Preferred loan types

What types of clients do you work best with?

Lead volume you're looking for

Your ACL will be verified with ASIC before approval

No upfront fees — our low referral fee applies only on settled loans

Leads are exclusive — never sent to multiple brokers

You can pause or exit the program at any time

By submitting you agree to our Terms of Use and Privacy Policy.