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Mortgage Repayment Calculator

Property

$
$
Loan Amount$600,000
LVR80.0%

Loan Details

% p.a.
30 years

Reduce Your Interest

$
$

Property Costs

First Home Buyer

Stamp duty concessions may apply

Investment Property

No FHB concessions

Monthly Repayment

$3,710

6.29% p.a. · 30-year term · P&I

Total Interest

$735,574

123% of loan

Total Cost

$1,335,574

over 30yr

Loan Paid Off

30yr

Stamp Duty

$28,485

Verify with state revenue office

Upfront Costs Est.

$30,985

Stamp duty + LMI + legal

Loan Balance Over Time

Remaining Balance Cumulative Interest

What You're Actually Paying

Principal$600,000
Total Interest$735,574
Total Cost$1,335,574

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Example — based on your figures

Your current rate6.29% p.a.
If a broker finds 0.5% lower5.79% p.a.
Est. interest saving over 30yr$63,000

Illustrative only — actual savings depend on lender and loan structure.

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Calculations are estimates only. Stamp duty figures are approximate — verify with your state revenue office. LMI estimates are indicative. This is not financial advice. Terms of Use.